Ransomware is set to become the biggest threat for 2017, in this chilling promotion video you can see how easy it is to create your own ransomware and have a simple Rich Text Format (RTF) file deliver the threat.
Typically sold for around USD$400 it is an attractive offer for those, even with limited technical ability, who want to make fast money.
This Philadelphia Ransomware has been around for a while and luckily has a decryption tool should you ever fall victim, but this is far from the only customise-able ransomware for sale, and as competition increases prices will drop.
Remember Backup, backup, backup and test the backups.